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      <h3>1. Acceptance of Terms</h3>
      <p>By accessing and using Hostimatic's services, you agree to comply with and be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.</p>
      
      <h3>2. Account Eligibility</h3>
      <p>You must be at least 18 years of age to register for an account. You agree to provide accurate and complete information during registration and keep it up to date.</p>

      <h3>3. Payment and Renewals</h3>
      <p>Services are provided on a prepaid basis. Invoices are generated 7 days before the due date. Failure to pay by the due date may result in service suspension and eventual termination.</p>

      <h3>4. Cancellations and Refunds</h3>
      <p>You may cancel your service at any time via the client area. Refunds are governed by our Refund Policy.</p>
      
      <h3>5. Prohibited Activities</h3>
      <p>Using our services for illegal activities, spamming, phishing, or distributing malware is strictly prohibited and will result in immediate termination without refund.</p>
    `},"privacy-policy":{title:"Privacy Policy",lastUpdated:"October 2023",content:`
      <h3>1. Information We Collect</h3>
      <p>We collect personal information such as your name, email address, phone number, and billing details when you register for an account or purchase services.</p>

      <h3>2. How We Use Your Information</h3>
      <p>We use your information to provide services, process payments, communicate with you, and improve our platform. We do not sell your personal data to third parties.</p>

      <h3>3. Data Security</h3>
      <p>We implement industry-standard security measures to protect your data. However, no method of transmission over the internet is 100% secure.</p>
      
      <h3>4. Cookies</h3>
      <p>We use cookies to enhance your experience on our website. You can control cookie preferences in your browser settings.</p>
    `},aup:{title:"Acceptable Use Policy",lastUpdated:"October 2023",content:`
      <h3>1. Resource Usage</h3>
      <p>Shared hosting accounts may not use more than 25% of system resources for longer than 90 seconds. Excessive usage may result in temporary restriction.</p>

      <h3>2. Content Restrictions</h3>
      <p>We do not allow hosting of adult content, copyrighted material without permission, or hate speech. See full list of prohibited content in our detailed AUP.</p>

      <h3>3. Email Usage</h3>
      <p>Sending unsolicited bulk email (spam) is strictly forbidden. Accounts found spamming will be terminated immediately.</p>
    `},"refund-policy":{title:"Refund Policy",lastUpdated:"October 2023",content:`
      <h3>1. 30-Day Money Back Guarantee</h3>
      <p>We offer a 30-day money-back guarantee on all Shared and Cloud Hosting plans. If you are not satisfied, you can request a full refund within the first 30 days.</p>

      <h3>2. Non-Refundable Items</h3>
      <p>Domain registrations, SSL certificates, dedicated servers, and software licenses are non-refundable.</p>

      <h3>3. Processing Time</h3>
      <p>Refunds are processed within 3-5 business days to the original payment method.</p>
    `},sla:{title:"Service Level Agreement",lastUpdated:"October 2023",content:`
      <h3>1. Uptime Guarantee</h3>
      <p>We guarantee a 99.9% network uptime. If we fail to meet this guarantee, you may be eligible for service credits.</p>

      <h3>2. Credit Calculation</h3>
      <p>For every 1 hour of downtime beyond the guarantee, we provide a credit equivalent to 1 day of service, up to 100% of your monthly fee.</p>

      <h3>3. Exclusions</h3>
      <p>Scheduled maintenance, DDoS attacks, and issues caused by customer actions are excluded from the uptime calculation.</p>
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